How to buy a TV on credit? (advice, procedures)



Plasma or LCD? Choosing your television made ​​, if you are in a store , simply contact the seller. It will publish a quote and tell you where to locate the office to set up a credit fund this purchase, because you decided to pay by installments .

How to buy a TV on credit? (advice, procedures)

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All stores that offer this type of purchase have a funding partner , a company that offers independent credit card in the name of the store ( Example: Conforama in partnership with Facet , Darty in partnership with Ménafinance , Planet Saturn in partnership with Franfinance , etc . ) . This card entitles you to a settlement credit in the store in question.
That day , the seller fill , computer , an online form of the credit company with your personal information such as your identity , the identity of your spouse (or spouse) , the number of dependent children, your fashion house, your professional situation and that of your spouse (or spouse) , your income , your monthly expenses ( rent, outstanding loans , etc. . ) and the name of your bank.
You will be asked if you agree to purchase insurance , which is optional . Also, you will need to provide supporting documents such as identity card, proof of residence , the last payslip or the last 3, an account number , etc. .
For some stores , acceptance is given or not an online software or contact the seller credit agency . The contract signed , so you agree to pay a certain amount per month with interest charges or not . The TV waiting for you at home, in the store inventory .

On a site selling online

If you buy on the web, you fill your shopping cart and click on the heading of payment solutions and payment facilities to complete the requested data.
The site of the credit agency sends you a contract by mail or email and when completed , you send supporting the contract . Once accepted, you receive the TV package.
Beware , with this card, you have access to a pool of money withdrawable from a vending machine . This reserve will be deducted from cash or credit to your bank account .
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